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QFiRE Education Series · The complete online book

Breaking Up
with the 401(k)

How to Stop Financial Autopilot and Start Reading the Rulebook

By James Collins

“The breakup was never really about the money. It was about waking up.”
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13 chapters · Four parts · 180-page PDF · Free to read

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One chapter at a time.

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  1. Reader Note1 min
  2. Introduction: Breaking Up Was Never About the Money6 min
  3. Part I: Unlearning the Retirement Fantasy1 min
  4. Chapter 1: The Retirement Lie12 min
  5. Chapter 2: Beyond the 401(k)15 min
  6. Chapter 3: The Safest-Looking Risk15 min
  7. Part II: Investing in Yourself1 min
  8. Chapter 4: The Most Valuable Asset: You13 min
  9. Chapter 5: Buy Your Inheritance Today11 min
  10. Part III: Building Community and Collaboration1 min
  11. Chapter 6: Together We Thrive11 min
  12. Chapter 7: Health Is Wealth11 min
  13. Chapter 8: Opening Doors to Wealth12 min
  14. Part IV: The Freedom Framework1 min
  15. Chapter 9: From Cash to Assets9 min
  16. Chapter 10: The Roth Side Door12 min
  17. Chapter 11: The Algorithm Has No Fiduciary Duty13 min
  18. Chapter 12: The Monopoly of the Stock Market12 min
  19. Chapter 13: The Rulebook Changed14 min
  20. Epilogue: Design Your Wealth Blueprint6 min
  21. Source Notes3 min

About this edition

The complete manuscript is presented here in a format made for reading on any screen. The downloadable PDF preserves the original pagination. The book’s source notes retain their original review dates; the Living Rulebook carries separate updates.

Explore the chapter companions for interactive examples, worksheets, and further learning.